I would love to see a penalty somewhere between HC and regular D2. I'd like to see an xp loss and your corpse stay where it is until you get it. Save and Exit then new game to get your corpse shouldn't be an option. You should have to pick up some sub-par equipment and fight your way back in for your corpse. Or if you Save and Exit then your corpse is gone, you lost everything on it. Too many games right now have little to no penalty for death. You should be fighting smart so you don't die, not relying on a checkpoint that you can come right back into.